Unlock HSA/FSA Spending at Your Checkout
VeloMED's AI-powered qualification engine lets your customers pay with pre-tax health dollars — increasing conversions, average order value, and customer trust.
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SubscribeA new revenue channel for health and wellness brands.
Customers spend more confidently when eligible products and services can be covered with health savings and flexible spending dollars.
$150B+ in untapped HSA/FSA balances
~30% average customer savings with pre-tax dollars
<2 minute AI qualification flow
Nationwide HSA/FSA balances represent a large pool of pre-tax spending power health and wellness merchants can unlock.
Customers can save materially when they use pre-tax dollars instead of traditional checkout methods.
The original VeloMED flow qualifies customers in under two minutes without requiring an office visit.
Launch with a single script tag and bring HSA/FSA qualification into virtually any commerce experience.
How It Works
Three steps from checkout to HSA/FSA-qualified purchase.
Embed
Drop our lightweight widget into your checkout. One script tag. Works with any e-commerce platform.
Qualify
Your customer completes a 90-second health survey. Our AI clinical engine evaluates eligibility — no office visit required.
Approve
A Letter of Medical Necessity is generated. Your customer pays with HSA/FSA or submits for reimbursement. You capture the order.
Why VeloMED
Built for merchants who want to unlock a $150B revenue channel without compliance headaches.
Increase Average Order Value
Customers spend more when they can use pre-tax health dollars. Merchants on our platform see measurable lifts in AOV and conversion rates.
AI-Powered Clinical Evaluation
Our 3-stage AI pipeline — Clinical Evaluator, LMN Drafter, Quality Controller — ensures accurate, compliant Letters of Medical Necessity faster than manual review.
Compliance Built In
Every qualification is backed by licensed providers, ICD-10 coding, and IRS Publication 502 compliance checks. We handle the regulatory complexity.
Estimate Your HSA/FSA Revenue Uplift
Model the conversion lift and average order value gains described in the original marketing site using your own monthly volume and AOV.
Formula ported from the original marketing site: additional orders = monthly transactions × 10%; AOV revenue = monthly transactions × average order value × 22%.
Additional orders (10% lift)
+100
From conversion lift
$25,000
From 22% AOV uplift
$55,000
Total monthly uplift
$80,000
Categories We Support
If it treats, prevents, or mitigates a medical condition — it may qualify. VeloMED supports both product merchandising and service-led conversion paths.
Product categories
If it treats, prevents, or mitigates a medical condition, it may qualify with the right clinical documentation.
Service categories
R7 service pathways make HSA/FSA qualification prominent for classes, memberships, therapy, and recovery experiences alongside physical goods.
Frequently Asked Questions
Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) let employees set aside pre-tax income for qualified medical expenses. Using these funds can save customers 20–40% compared to after-tax purchases.
At checkout, customers complete a brief health survey through our embedded widget. Our AI engine evaluates eligibility, and a licensed provider reviews the case. If approved, a Letter of Medical Necessity is issued, allowing HSA/FSA payment.
An LMN is a document from a licensed healthcare provider stating that a product is medically necessary for treating, preventing, or mitigating a specific health condition. It's required for HSA/FSA reimbursement of dual-use products.
No. Our telehealth-compliant process handles everything digitally. The customer fills out a health survey, and a licensed provider reviews it remotely.
Products that treat, prevent, cure, or mitigate a medical condition may qualify under IRS Section 213. Common categories include fitness equipment, health tech, supplements, sleep devices, and recovery tools — when used for a documented health condition.
Ready to unlock HSA/FSA revenue?
Join health and wellness brands that are turning pre-tax spending into a new revenue channel.